topic AIM: Authorize and Capture Payment in Integration and Testing

AIM: Authorize and Capture Payment

sameerjoshi7 — Sat, 25 Feb 2012 11:18:19 GMT

Hi There,

What happens to the balance amount, if the amout captured for settlement is less than that which has been authorized.

For example, please have a look at the scenario given below: -

1) A credit card has prior authorized an amount of USD 100

2) The merchant captures ony USD 40 for settlement

3) Merchant receives USD 40 after Transaction Cut-Off Time

Therefore from the above scenario, what will happen to the USD 60 that has not been captured.

Any help for this issue will be appreciated.

Thanks in advance :)

Regards

Re: AIM: Authorize and Capture Payment

TJPride — Sat, 25 Feb 2012 14:45:46 GMT

The remaining $60 is reversed. Trevor said this in another thread:

If the concern here is leaving the extra $80 reserved on the cardholder's statement, then it isn't something that you need to worry about. For most processors and card types, we automatically issue what is called a "partial reversal" if you choose to capture an authorization for less than the original amount. This is essentially the equivalent of a void, but it only voids the amount that you didn't capture.