topic Re: Apple Pay must be used through App? in Integration and Testing

Apple Pay must be used through App?

seakayaker4life — Sun, 09 Nov 2014 23:49:35 GMT

I am trying to see if I can integrate Apple Pay into my web-based payment system. Currently to process a swiped credit card, I use a USB magnetic reader which inputs data into an HTML form, and I submit the data through my server to Authorize.net.

I was originally thinking that I might be able to get the Apple Pay data into an HTML form similarly, but obviously this depends on how the readers work. Now, after reading the Authorize.net Apple Pay API information, it looks like the only way to submit ApplePay transactions to Authorize.net is through an iOS app. This is clearly not how it is working at major retailers, where the NFC reader acts as an intermediary, so I am confused and disappointed.

Can someone please confirm or deny that I cannot get the Apple Pay data directly from the reader into an HTML form and then submit the data through my server to Authorize.net?

Thanks in advance!

Re: Apple Pay must be used through App?

RichardH — Mon, 10 Nov 2014 17:38:39 GMT

Hello @seakayaker4life

I can confirm that it is not possible to accept Apple Pay on a web page.

Richard

Re: Apple Pay must be used through App?

thomas876 — Sat, 27 May 2023 13:55:53 GMT

I think to integrate Apple Pay into a web-based payment system, you cannot directly capture Apple Pay data from an NFC reader into an HTML form and submit it through your server to Authorize.net. The recommended approach involves utilizing Apple's Payment Request API within an app or website to securely collect payment information from the user's Apple Pay wallet. This API facilitates the initiation and handling of Apple Pay transactions, ensuring a secure and seamless payment experience.

Re: Apple Pay must be used through App?

hariesunza — Fri, 05 Sep 2025 12:56:11 GMT

You can’t capture Apple Pay data directly from a reader into an HTML form. Apple Pay works with tokenized payment credentials and requires the secure payment APIs provided by Apple. For Authorize.net, Apple Pay transactions can only be processed through supported SDKs (like in an iOS app) or via an NFC-enabled terminal that handles the token exchange. That’s why major retailers rely on certified payment terminals rather than direct HTML form submissions.