topic Re: Is there a way to determine if a card is a debit card or credit card? in Integration and Testing

Is there a way to determine if a card is a debit card or credit card?

RickAuthNet2 — Thu, 21 Sep 2017 13:35:57 GMT

Is there a way to use the API to determine the card type?

I am looking for a more reliable way than asking the cardholder, as sometime they choose the wrong type.

Re: Is there a way to determine if a card is a debit card or credit card?

NexusSoftware — Thu, 21 Sep 2017 14:09:30 GMT

For Customer Payment Profiles, your can include:

<includeIssuerInfo>true</includeIssuerInfo>

<getCustomerPaymentProfileRequest xmlns="AnetApi/xml/v1/schema/AnetApiSchema.xsd">
  <merchantAuthentication>
    <name***</name>
    <transactionKey>***</transactionKey>
  </merchantAuthentication>
  <customerProfileId>47997</customerProfileId>
  <customerPaymentProfileId>40097210</customerPaymentProfileId>
  <includeIssuerInfo>true</includeIssuerInfo>
</getCustomerPaymentProfileRequest>

and get back :

 <issuerNumber>411111</issuerNumber>

To get IIN information before or after payments, we have created an system that returns detailed results: https://community.developer.authorize.net/t5/The-Authorize-Net-Developer-Blog/New-Support-for-Issuer-Identification-Number-for-Customer/bc-p/58999#M679

Re: Is there a way to determine if a card is a debit card or credit card?

RickAuthNet2 — Thu, 21 Sep 2017 14:13:40 GMT

Thank you for the response.

1) Is the IIN lookup a separate service you provide?

2) And isn't there the possibility the IIN would not be in the database?

Re: Is there a way to determine if a card is a debit card or credit card?

NexusSoftware — Thu, 21 Sep 2017 14:22:24 GMT

Yes, to both questions. Though, the database is constantly being updated and currently has more than 300,000 IINs.