Can CIM be considered card-present?

ZeroGravPro — Sat, 07 Apr 2018 21:54:11 GMT

Can CIM be considered card-present? I think not, but I have a client who wants his CIM card payment transactions to be considered card-present because the customer card was originally present when the CIM profile was created.

What should I tell him?

Re: Can CIM be considered card-present?

AforANET — Sun, 08 Apr 2018 06:21:34 GMT

Hi ZeroGravPro,

Incase of Card Present transaction, card and card-holder, both should be physically present to validate the authenticity of the transaction. Transaction through CIM will fall in Card Not Present category. You can consider CIM to be more like a wallet (with no money), but saved card information. Therefore, any transaction through CIM will look like a transaction generally done for any e-commerce purchase through saved card information (which is nothing, but a CNP transaction).

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Can CIM be considered card-present?

Re: Can CIM be considered card-present?