https://community.developer.cybersource.com/t5/Integration-and-Testing/Can-I-pay-with-a-3D-Secure-card-on-a-website-without-a-3D-Secure/m-p/68761#M41914 <DIV class="_3xX726aBn29LDbsDtzr_6E _1Ap4F5maDtT1E1YuCiaO0r D3IL3FD0RFy_mkKLPwL4"><DIV class="_292iotee39Lmt0MkQZ2hPV RichTextJSON-root"><P class="_1qeIAgB0cPwnLhDF9XSiJM">If you don't have 3-D secure, then the bank is always at liability, which means that they will be far more prone to not authorise the transaction, which wastes both your and the customer's time. Or the customer might just think that your website is broken or something.</P><P class="_1qeIAgB0cPwnLhDF9XSiJM">If you have 3-D secure, and the customer passes the check, then the bank is still at liability, but they had the option of verifying the customer by further means. This is extremely useful when the bank is suspicious of the transaction due to transaction size / occurrence.</P></DIV></DIV><DIV class="_1hwEKkB_38tIoal6fcdrt9 "><DIV class="_3-miAEojrCvx_4FQ8x3P-s">&nbsp;</DIV></DIV> Fri, 16 Aug 2019 07:06:08 GMT leavy825 2019-08-16T07:06:08Z https://community.developer.cybersource.com/t5/Integration-and-Testing/Can-I-pay-with-a-3D-Secure-card-on-a-website-without-a-3D-Secure/m-p/68761#M41914 <DIV class="_3xX726aBn29LDbsDtzr_6E _1Ap4F5maDtT1E1YuCiaO0r D3IL3FD0RFy_mkKLPwL4"><DIV class="_292iotee39Lmt0MkQZ2hPV RichTextJSON-root"><P class="_1qeIAgB0cPwnLhDF9XSiJM">If you don't have 3-D secure, then the bank is always at liability, which means that they will be far more prone to not authorise the transaction, which wastes both your and the customer's time. Or the customer might just think that your website is broken or something.</P><P class="_1qeIAgB0cPwnLhDF9XSiJM">If you have 3-D secure, and the customer passes the check, then the bank is still at liability, but they had the option of verifying the customer by further means. This is extremely useful when the bank is suspicious of the transaction due to transaction size / occurrence.</P></DIV></DIV><DIV class="_1hwEKkB_38tIoal6fcdrt9 "><DIV class="_3-miAEojrCvx_4FQ8x3P-s">&nbsp;</DIV></DIV> Fri, 16 Aug 2019 07:06:08 GMT https://community.developer.cybersource.com/t5/Integration-and-Testing/Can-I-pay-with-a-3D-Secure-card-on-a-website-without-a-3D-Secure/m-p/68761#M41914 leavy825 2019-08-16T07:06:08Z