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    <title>topic CIM - How to create payment profile without requiring an address? in Integration and Testing</title>
    <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/CIM-How-to-create-payment-profile-without-requiring-an-address/m-p/70714#M43452</link>
    <description>&lt;P&gt;The APIs let you initially create the Customer Profile and add a card without requiring the user to enter their address.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, if the user adds a second card, the APIs require submitting an address along with the card info. For convenience, we'd prefer our users not have to enter their address. Most enter their cards from a phone and it's just easier to not type out the address. We've been submitting a "place holder" address for users to get around this requirement. However, a small minority of banks have been declining the transaction because of the place holder address we're using. So this isn't seeming like a long term solution.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there any way to add payment profiles for a customer without requiring an address field be submitted? We used to do this with our old gateway. Any thoughts are appreciated. Thanks.&lt;/P&gt;</description>
    <pubDate>Wed, 19 Feb 2020 20:08:44 GMT</pubDate>
    <dc:creator>btomp</dc:creator>
    <dc:date>2020-02-19T20:08:44Z</dc:date>
    <item>
      <title>CIM - How to create payment profile without requiring an address?</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/CIM-How-to-create-payment-profile-without-requiring-an-address/m-p/70714#M43452</link>
      <description>&lt;P&gt;The APIs let you initially create the Customer Profile and add a card without requiring the user to enter their address.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, if the user adds a second card, the APIs require submitting an address along with the card info. For convenience, we'd prefer our users not have to enter their address. Most enter their cards from a phone and it's just easier to not type out the address. We've been submitting a "place holder" address for users to get around this requirement. However, a small minority of banks have been declining the transaction because of the place holder address we're using. So this isn't seeming like a long term solution.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there any way to add payment profiles for a customer without requiring an address field be submitted? We used to do this with our old gateway. Any thoughts are appreciated. Thanks.&lt;/P&gt;</description>
      <pubDate>Wed, 19 Feb 2020 20:08:44 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/CIM-How-to-create-payment-profile-without-requiring-an-address/m-p/70714#M43452</guid>
      <dc:creator>btomp</dc:creator>
      <dc:date>2020-02-19T20:08:44Z</dc:date>
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