E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has invalid c

mashpy — Fri, 13 Aug 2021 01:31:09 GMT

We have implemented authorize.net on our site. Some users pay successfully via their card. But some users are getting problems. Tried to solve this but there is not thread like this error message.

Here is the full error message -

E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has invalid child element 'expirationDate' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd'. List of possible elements expected: 'cardNumber' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd'.

Here is my php code -

public function chargeCreditCard($card_number,$cvv_code,$expiration_date,$amount, $course_title, $country_name, $registration_code, $submitted_data)
{
    // Common setup for API credentials
    $merchantAuthentication = new AnetAPI\MerchantAuthenticationType();
    $merchantAuthentication->setName(config('services.authorize.user'));
    $merchantAuthentication->setTransactionKey(config('services.authorize.key'));

    $refId = 'ref'.time();
    // Create the payment data for a credit card
    $creditCard = new AnetAPI\CreditCardType();
    $creditCard->setCardNumber($card_number);
    $creditCard->setExpirationDate($expiration_date);
    $creditCard->setCardCode($cvv_code);
 
    $paymentOne = new AnetAPI\PaymentType();
    $paymentOne->setCreditCard($creditCard);
    // Create a order
    $order = new AnetAPI\OrderType();
    $order->setInvoiceNumber($registration_code);
    $order->setDescription($course_title." "."course registration");

    // Set the customer's Bill To address
    $customerAddress = new AnetAPI\CustomerAddressType();
    $customerAddress->setFirstName($submitted_data->first_name);
    $customerAddress->setLastName($submitted_data->last_name);
    $customerAddress->setCompany($submitted_data->organization ?? '');
    $customerAddress->setAddress($submitted_data->address);
    $customerAddress->setCity($submitted_data->city);
    $customerAddress->setState($submitted_data->state);
    $customerAddress->setZip($submitted_data->zip);
    $customerAddress->setCountry($country_name);
    $customerAddress->setPhoneNumber($submitted_data->phone);

    $customerData = new AnetAPI\CustomerDataType();
    $customerData->setEmail($submitted_data->email);

    // Set the customer's Bill To address
    $shipto = new AnetAPI\NameAndAddressType();
    $shipto->setFirstName($submitted_data->first_name);
    $shipto->setLastName($submitted_data->last_name);
    $shipto->setCompany($submitted_data->organization ?? '');
    $shipto->setAddress($submitted_data->address);
    $shipto->setCity($submitted_data->city);
    $shipto->setState($submitted_data->state);
    $shipto->setZip($submitted_data->zip);
    $shipto->setCountry($country_name);

    // Add some merchant defined fields.
    $merchantDefinedField1 = new AnetAPI\UserFieldType();
    $merchantDefinedField1->setName("x_ship_to_phone");
    $merchantDefinedField1->setValue($submitted_data->phone);
    $merchantDefinedField2 = new AnetAPI\UserFieldType();
    $merchantDefinedField2->setName("x_ship_to_email");
    $merchantDefinedField2->setValue($submitted_data->email);
    $merchantDefinedField3 = new AnetAPI\UserFieldType();
    $merchantDefinedField3->setName("cc_number");
    $merchantDefinedField3->setValue('XXXX-'.substr($card_number,-4));
    $merchantDefinedField4 = new AnetAPI\UserFieldType();
    $merchantDefinedField4->setName("cc_expdate");
    $merchantDefinedField4->setValue($expiration_date);
    $merchantDefinedField5 = new AnetAPI\UserFieldType();
    $merchantDefinedField5->setName("cc_emailid");
    $merchantDefinedField5->setValue($submitted_data->email);

    // Create a transaction
    $transactionRequestType = new AnetAPI\TransactionRequestType();
    $transactionRequestType->setTransactionType("authCaptureTransaction");
    $transactionRequestType->setAmount($amount);
    $transactionRequestType->setOrder($order);
    $transactionRequestType->setPayment($paymentOne);
    $transactionRequestType->setBillTo($customerAddress);
    $transactionRequestType->setShipTo($shipto);
    $transactionRequestType->setCustomer($customerData);
    $transactionRequestType->addToUserFields($merchantDefinedField1);
    $transactionRequestType->addToUserFields($merchantDefinedField2);
    $transactionRequestType->addToUserFields($merchantDefinedField3);
    $transactionRequestType->addToUserFields($merchantDefinedField4);
    $transactionRequestType->addToUserFields($merchantDefinedField5);

    $request = new AnetAPI\CreateTransactionRequest();
    $request->setMerchantAuthentication($merchantAuthentication);
    $request->setRefId($refId);
    $request->setTransactionRequest($transactionRequestType);
    $controller = new AnetController\CreateTransactionController($request);

    if (env('AUTHORIZE_MODE') != 'sandbox'){
        $response = $controller->executeWithApiResponse(\net\authorize\api\constants\ANetEnvironment::PRODUCTION);

    } else {
        $response = $controller->executeWithApiResponse(\net\authorize\api\constants\ANetEnvironment::SANDBOX);
    }

    if ($response != null)
    {
        $tresponse = $response->getTransactionResponse();
        if (($tresponse != null) && ($tresponse->getResponseCode()=="1"))
        {
            return [
                'success' => true,
                'transaction_id' => $tresponse->getTransId(),
                'payment_status' => Registrant::PAYMENT_PAID
            ];
        }elseif(($tresponse != null) && ($tresponse->getResponseCode()=="4")){
            return [
                'success' => true,
                'transaction_id' => $tresponse->getTransId(),
                'payment_status' => Registrant::PAYMENT_PENDING
            ];
        }
        else
        {
        $tresponse = $response->getTransactionResponse();

        if ($tresponse != null && $tresponse->getErrors() != null) {
            echo " Error Code  : " . $error_code = $tresponse->getErrors()[0]->getErrorCode() . "\n";
            echo " Error Message : " . $message = $tresponse->getErrors()[0]->getErrorText() . "\n";
        } else {
            echo " Error Code  : " . $error_code = $response->getMessages()->getMessage()[0]->getCode() . "\n";
            echo " Error Message : " . $message = $response->getMessages()->getMessage()[0]->getText() . "\n";
        }
            return [
                'success' => false,
                'message' => $error_code.' '.$message
            ];
        }
    }
    else
    {
        return [
            'success' => false
        ];
    }
}

I will be so much grateful to you if you help me please. We already missed some users payment and getting bad reputation of the website.

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

kabutotx — Fri, 13 Aug 2021 05:23:23 GMT

I would assume something is wrong with $card_number going to the function.

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

mashpy — Fri, 13 Aug 2021 10:22:03 GMT

No. Look at the message carefully. Something wrong on the expiredate. but what is wrong?

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

kabutotx — Sat, 14 Aug 2021 04:24:08 GMT

I have seen this message if a field is missing or out of order and it hits on the next field. For example it could be looking for cardNimber and it finds exporationDate instead.

Can the sdk log the xml it sends to see?

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

mashpy — Sat, 21 Aug 2021 08:11:56 GMT

Can you say me how you solved this issue?

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

oursainsburys — Tue, 02 Nov 2021 13:06:31 GMT

Looking for the same issue. Thanks for creating it. i got the solution.

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

developer12345 — Fri, 07 Feb 2025 09:30:26 GMT

Can someone please post the solution?

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

developer12345 — Sat, 08 Feb 2025 02:36:55 GMT

The issue for me was that I had passed a null value for credit card number.

topic Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval in Integration and Testing

E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has invalid c

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval

Re: E00003 The element 'creditCard' in namespace 'AnetApi/xml/v1/schema/AnetApiSchema.xsd' has inval