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    <title>topic Re: Way to check Credit card validity in Integration and Testing</title>
    <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80809#M50918</link>
    <description>&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;Hi! I want to answer the question about the car loan. In this case, it all depends on your credit history, which banks study closely when applying for a loan. It is pretty challenging to find a place to get a loan at a reasonable interest rate, but there are still such places. When I took a loan, I went to an organization that did everything for me. They helped me find the best interest rate and saved me much time. You can &lt;A href="https://www.edullinenlaina.com/38000e-laina/" target="_self"&gt;see this&lt;/A&gt; website to get a better look at this company. I hope this information will be helpful to you. I wish you the best of luck!&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 15 Jan 2022 00:13:22 GMT</pubDate>
    <dc:creator>Tering</dc:creator>
    <dc:date>2022-01-15T00:13:22Z</dc:date>
    <item>
      <title>Way to check Credit card validity</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/64163#M38136</link>
      <description>&lt;P&gt;Is there any way to check credit card validity before creating payment profile in authorize.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I want to create profiles only if&amp;nbsp; provided credit card information is valid.&lt;/P&gt;</description>
      <pubDate>Mon, 13 Aug 2018 20:20:56 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/64163#M38136</guid>
      <dc:creator>asimneupane0089</dc:creator>
      <dc:date>2018-08-13T20:20:56Z</dc:date>
    </item>
    <item>
      <title>Re: Way to check Credit card validity</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/64225#M38177</link>
      <description>&lt;P&gt;Hi&amp;nbsp;&lt;SPAN class=""&gt;&lt;A id="link_1" class="lia-link-navigation lia-page-link lia-user-name-link" href="https://community.developer.authorize.net/t5/user/viewprofilepage/user-id/24742" target="_self"&gt;asimneupane0089&lt;/A&gt;,&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;You can validate it using the validationMode, as documented in our API Reference Guide found at&amp;nbsp;&lt;A href="https://developer.authorize.net/api/reference/.&amp;nbsp;" target="_blank"&gt;https://developer.authorize.net/api/reference/.&amp;nbsp;&lt;/A&gt;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;TABLE class="table table-condensed"&gt;
&lt;TBODY&gt;
&lt;TR&gt;
&lt;TD&gt;validationMode&lt;/TD&gt;
&lt;TD&gt;Indicates the processing mode for the request. If the customer profile contains no payment data, this field should not be sent.&lt;BR /&gt;&lt;BR /&gt;&lt;/TD&gt;
&lt;TD&gt;
&lt;DIV&gt;String.&lt;BR /&gt;&lt;BR /&gt;Use&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;CODE&gt;testMode&lt;/CODE&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;to perform a Luhn mod-10 check on the card number, without further validation. Use&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;CODE&gt;liveMode&lt;/CODE&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;to submit a zero-dollar or one-cent transaction (depending on card type and processor support) to confirm the card number belongs to an active credit or debit account.&lt;/DIV&gt;
&lt;/TD&gt;
&lt;/TR&gt;
&lt;/TBODY&gt;
&lt;/TABLE&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;As described above, if you generate a liveMode transaction it will process a real transaction to verify the card number with the issuer. If this fails validation, no payment profile will be created.&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;Please note, you may also need to include the cardCode value in your request for validation. The cardCode value is not stored in the payment profile for future use, however.&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;Thank you,&lt;/P&gt;
&lt;P&gt;Elaine&lt;/P&gt;</description>
      <pubDate>Sat, 18 Aug 2018 20:08:38 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/64225#M38177</guid>
      <dc:creator>ElaineM</dc:creator>
      <dc:date>2018-08-18T20:08:38Z</dc:date>
    </item>
    <item>
      <title>Re: Way to check Credit card validity</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80808#M50917</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Hi all! Does anyone know where to get a car loan for a minimum interest rate? (I have a good credit history)&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 15 Jan 2022 00:11:00 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80808#M50917</guid>
      <dc:creator>Kurdol</dc:creator>
      <dc:date>2022-01-15T00:11:00Z</dc:date>
    </item>
    <item>
      <title>Re: Way to check Credit card validity</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80809#M50918</link>
      <description>&lt;P&gt;&lt;SPAN&gt;&lt;SPAN&gt;Hi! I want to answer the question about the car loan. In this case, it all depends on your credit history, which banks study closely when applying for a loan. It is pretty challenging to find a place to get a loan at a reasonable interest rate, but there are still such places. When I took a loan, I went to an organization that did everything for me. They helped me find the best interest rate and saved me much time. You can &lt;A href="https://www.edullinenlaina.com/38000e-laina/" target="_self"&gt;see this&lt;/A&gt; website to get a better look at this company. I hope this information will be helpful to you. I wish you the best of luck!&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 15 Jan 2022 00:13:22 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80809#M50918</guid>
      <dc:creator>Tering</dc:creator>
      <dc:date>2022-01-15T00:13:22Z</dc:date>
    </item>
    <item>
      <title>Re: Way to check Credit card validity</title>
      <link>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80812#M50919</link>
      <description>&lt;P&gt;&lt;SPAN&gt;This would have been so useful back in the days when I tried to do surveys to obtain online currency for various games...&lt;A href="https://www.kitchensinn.com/" target="_self"&gt;&amp;lt;top&amp;gt;&lt;/A&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 15 Jan 2022 13:52:56 GMT</pubDate>
      <guid>https://community.developer.cybersource.com/t5/Integration-and-Testing/Way-to-check-Credit-card-validity/m-p/80812#M50919</guid>
      <dc:creator>cattymaloudy</dc:creator>
      <dc:date>2022-01-15T13:52:56Z</dc:date>
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