Apple Pay Error Code 265 This transaction cannot be processed

qianlihu2024 — Mon, 24 Jun 2024 05:07:44 GMT

While working on integrating Apple Pay + Authorize.Net in Magento 2.4.5.-p5, I'm running into the issue the payment transaction is rejected with error code 265, This transaction cannot be processed. This issue only happens to production Authorize.net account which uses processor Chase Paymentech. However, it does NOT happen to sandbox Authorize.net account which uses processor First Data Nashville. I'm wondering if it's related to the processor and even the merchant Bank account tied to Authorize.net? I'm stuck in this issue for a while and looking forward any idea for either fixing or narrowing down the issue.

Attach the payment request and response.

Request

array ( 'payload_type' => 'createTransactionRequest', 'merchantAuthentication' => array ( 'name' => '4wC7Rk6T', 'transactionKey' => '12RQ345a6E8Rd2kU', ), 'transactionRequest' => array ( 'transactionType' => 'authCaptureTransaction', 'amount' => '24.85', 'payment' => array ( 'opaqueData' => array ( 'dataDescriptor' => 'COMMON.APPLE.INAPP.PAYMENT', 'dataValue' => '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', ), ), 'solution' => array ( 'id' => 'AAA102993', ), 'order' => array ( 'invoiceNumber' => '3000660812', ), 'poNumber' => NULL, 'customer' => array ( 'id' => NULL, 'email' => 'websiteqa@currentinc.com', ), 'billTo' => array ( 'firstName' => 'Yasemin', 'lastName' => 'Helmick', 'company' => '', 'address' => '6603 Snowy Range Dr', 'city' => 'Colorado Springs', 'state' => 'CO', 'zip' => '80923-5190', 'country' => 'US', ), 'shipTo' => array ( 'firstName' => 'Yasemin', 'lastName' => 'Helmick', 'company' => '', 'address' => '6603 Snowy Range Dr', 'city' => 'Colorado Springs', 'state' => 'CO', 'zip' => '80923-5190', 'country' => 'US', ), 'customerIP' => '207.109.165.210', 'retail' => array ( 'marketType' => '0', 'deviceType' => '8', ), 'userFields' => array ( 'userField' => array ( 0 => array ( 'name' => 'transactionType', 'value' => 'authCaptureTransaction', ), ), ), ), )

Response

{ "transactionResponse": { "responseCode": "3", "authCode": "", "avsResultCode": "P", "cvvResultCode": "", "cavvResultCode": "", "transId": "0", "refTransID": "", "transHash": "", "testRequest": "0", "accountNumber": "XXXX0546", "accountType": "Visa", "errors": [ { "errorCode": "265", "errorText": "This transaction cannot be processed." } ], "userFields": [ { "name": "transactionType", "value": "authCaptureTransaction" } ], "transHashSha2": "35D391DDCBFE2706C5F5B630735C30725E91916F2A3F1FABBFBF13D35329EE338B4562E0314AA77BE92E795A5936A9B717ADC0020B40DECB8813ADF12CAC02EC", "SupplementalDataQualificationIndicator": 0 }, "messages": { "resultCode": "Error", "message": [ { "code": "E00027", "text": "The transaction was unsuccessful." } ] } }

topic Apple Pay Error Code 265 This transaction cannot be processed in Integration and Testing

Apple Pay Error Code 265 This transaction cannot be processed