topic Re: Validate Credit card in Integration and Testing

Validate Credit card

varungupta364 — Fri, 31 Mar 2017 03:07:36 GMT

Hi Everyone,

I have site where I used authorize.net as a payment gateway Now what happening I want to charge credit card instantly and I don't want to wait or do authcapture transaction. Is there a any way in API. to directly charge credit card . As what happen I am selling services if customer entered invalid card with valid format it proceed without appoved and customer getting access to my servcies and then after invalid card get declined by autorize.net. So I need some thing Prior to it.

Please help me on this. I am working in C# language.

Re: Validate Credit card

Anurag — Fri, 31 Mar 2017 06:09:07 GMT

You can use the CIM APIs to add the card first as payment profile http://developer.authorize.net/api/reference/index.html#customer-profiles

and call validateCustomerPaymentProfileRequest with liveMode or testMode (http://developer.authorize.net/api/reference/index.html#customer-profiles-validate-customer-payment-profile ) to validate the card and then do the payment with the profileID .

Re: Validate Credit card

praveenkumar — Fri, 21 Jul 2017 12:16:17 GMT

Hi Everyone,

Is there any ways to validate Credit Card No, Expiry date & CVV code through ARB APIs and insure that these are valid before doing real transaction

as well as Name on credit card and billing address and Zipcode are associated with that Credit Card.

Waiting for your reply.

Thanks

Re: Validate Credit card

NexusSoftware — Fri, 21 Jul 2017 14:29:37 GMT

Using the createTransactionRequest API call enables you to authorize and capture a credit card payment at once or you could use the ARBCreateSubscriptionRequest to create a subscription.

It sounds like you may need to parse the response from the API call better to ensure access to your services is not allowed without a successful transaction.

Re: Validate Credit card

NexusSoftware — Fri, 21 Jul 2017 14:46:44 GMT

The ARBCreateSubscriptionRequest will validate the Credit Card information when posted.

Only the address street number and zipcode are validated. There are a number of settings within your Authorize.net control panel that enable you to fine tune your level of address verification at: Settings > Address Verification Service. There is also the Settings > Cardholder Authentication, if you are enrolled in one of the authentication programs and wish to include authentication codes in the transactions that you submit.

Re: Validate Credit card

Darshgrimes — Thu, 02 Jul 2020 20:51:05 GMT

Hii Friends

If you are searching for a legit Credit card and Debit Card Validator then your search ends. I found the legit validator which can validate creadit card for the testing Purpose jst checkout this link https://www.debitcardgenerator.com/credit-card-validator/

Re: Validate Credit card

jamtech717 — Sat, 19 Dec 2020 12:04:25 GMT

Hello there,
As I using the Sandbox version for now and validating the card details before making payment.
Validation works find but I an getting two-issue about validating
1- I think sandbox doesn't validate the CVV and expiry date of cards.
2- When I entered my original card details to validate it deducts $1 from my account. I am not sure why.

Re: Validate Credit card

joom5852 — Fri, 15 Oct 2021 16:17:39 GMT

Cardholders see Atlanticus on their records and can manage their credit card with FortivaCreditCard.com Acceptance Code. Fortiva Credit Card is available to those with poor credit scores that would not be eligible for traditional credit cards.

While it’s easy for just about anyone to get approved at FortivaCreditCard.com, the card comes with several advantages and online benefits. FortivaCreditCard offers a hassle-free credit card that can be used to improve or build credit.

https://creditcardwave.com/fortiva-credit-card-activation/

Re: Validate Credit card

joom5852 — Fri, 15 Oct 2021 16:19:13 GMT

Fortiva Credit Card Activation

Cardholders see Atlanticus on their records and can manage their credit card with FortivaCreditCard.com Acceptance Code. Fortiva Credit Card is available to those with poor credit scores that would not be eligible for traditional credit cards.

While it’s easy for just about anyone to get approved at FortivaCreditCard.com, the card comes with several advantages and online benefits. FortivaCreditCard offers a hassle-free credit card that can be used to improve or build credit.

You must get your FortivaCreditCard.com Acceptance Code to proceed with the Fortiva Credit Card. You must have at least 18 years of age and be a legal resident in the USA (Canada, Mexico).

If your credit score is not excellent, this card or a Credit One Bank Card is required.

Re: Validate Credit card

ZaraBerg — Fri, 06 Mar 2026 10:09:17 GMT

I’ve had the exact same issue with ghost approvals! Are you just doing basic format checks, or are you looking into any alternative data providers to flag these cards before they even hit the gateway?

Re: Validate Credit card

Bobbyson90 — Sat, 07 Mar 2026 00:29:08 GMT

Ghost approvals are a total nightmare—it’s like watching money vanish. Honestly, basic format checks or CVV matches are useless now with how slick card testing has become.

In my experience, you’ve gotta look beyond the surface. I’ve been leaning on a solid alternative data provider to sniff out shady digital footprints. We’re talking social signals and device fingerprints that gateways just miss. If you aren't flagging the persona first, you're just playing whack-a-mole. Total game changer!

Re: Validate Credit card

ZaraBerg — Sat, 07 Mar 2026 01:28:11 GMT

Thanks for jumping in! Honestly, it’s such a relief to hear I’m not the only one fighting this battle. We were getting hammered by ghost approvals last month, and just watching those transaction logs was giving me serious anxiety. You’re spot on about the device fingerprints—standard gateways are basically blind to that stuff. It’s wild how much "invisible" data you can actually catch if you have the right tools. It definitely beats manual reviews or just hoping for the best. Appreciate the solid feedback!

Re: Validate Credit card

Mirabella28 — Sat, 07 Mar 2026 19:05:53 GMT

Finding a reliable alternative credit risk data provider is a fairly common problem. Use the right tools from RiskSeal and you'll be completely safe.

Re: Validate Credit card

Garry33 — Sat, 07 Mar 2026 19:17:39 GMT

Thank you for the tip about a reliable company. RiskSeal specialists truly provide fintech companies with unique signals that significantly improve the effectiveness of credit risk assessment models.