topic Re: Echeck required fields in Integration and Testing

Echeck required fields

martin1b — Thu, 09 Jun 2011 21:44:24 GMT

The echeck developer guide says the banking institution (x_bank_name) is a required field. Can somebody confirm this for me because, it seems redundant as the routing number has the bank information in it. Also, the text entered by the user could be incorrect (ie: Bank of America, BOA, Bank of America Corp)

Is this really required?

Bill

Re: Echeck required fields

Michelle — Mon, 20 Jun 2011 19:48:05 GMT

Hey Bill,

You're right, it's a little redundant. But submitting the bank name is actually required by NACHA, so you need to be doing that for sure.

Thanks,

Michelle

Developer Community Manager

Re: Echeck required fields

usd_admin — Thu, 12 Jun 2014 09:18:43 GMT

According to this post, Bank Account Name is not mandatory... https://support.authorize.net/authkb/index?page=content&id=A671&actp=LIST

Are you sure that If the Bank Name isn't sent to Authorize.Net, Authorize isn't automatically converting the Routing Number to Bank Account before sending to transaction on?

Re: Echeck required fields

rstoeber — Sat, 28 Jun 2014 23:55:36 GMT

I was just going to ask the same question when I found this post.

In my testing using the AIM method the bank name field is not required - transactions are approved even without sending the x_bank_name field.