topic Re: Direct Payment or Direct Credit transactions using AIM? in Integration and Testing

Direct Payment or Direct Credit transactions using AIM?

kwas — Fri, 02 Sep 2011 00:04:48 GMT

Can I use Authorize.Net's AIM API (or another one) to process a direct credit transaction? ie: the reverse of an eCheck transaction so that I can credit the supplied bank account from my authorize.net account rather than debit it?

Thanks!

Re: Direct Payment or Direct Credit transactions using AIM?

TJPride — Fri, 02 Sep 2011 13:24:15 GMT

You can issue a credit to a credit card if you supply a transaction ID, amount, and last four digits of the credit card number. You can - I think - do the same thing with the last four digits of the bank account. There may be a time limit of 90 days on that, however. You can also issue something called an unlinked credit, which allows you to credit without a prior transaction - this doesn't come standard with your Authorize.net account and has to be requested via an application form. I would assume it also requires the full bank account number.

Re: Direct Payment or Direct Credit transactions using AIM?

kwas — Fri, 02 Sep 2011 17:22:00 GMT

Hey, thanks for the feedback! Unlinked credit sounds like what I need to do. I will see about getting my account enabled for that. In order to implement the trransaction via an API can I still use the AIM API, as I do for processing e-check, or is there another API?

Thanks!

Ken

Re: Direct Payment or Direct Credit transactions using AIM?

TJPride — Sat, 03 Sep 2011 00:52:15 GMT

You'd still do it via AIM. It's just a type "credit" with no trans_id and full billing info, as opposed to a regular credit, which is type "credit" with a trans_id and just the last four digits.