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Apple pay certificates

I got the .csr from Authorize.net. I submitted it to apple and got a .cer file. I'm supposed to create a .pem file, but in order to do all that, I need the private key. I need to know if Authorize.net provides the private key or if I could use my own certificate and still use authorize.net with apple pay. If not, after getting the .cer file, what's the next step? It's not possible to create that .pem file without a private key. 

ZacRubin
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