CyberSource APIs are designed to help businesses meet PCI DSS (Payment Card Industry Data Security Standard) requirements by reducing the amount of sensitive card data that merchants need to store, process, or transmit.
One of the main ways CyberSource supports PCI compliance is through tokenization. Instead of handling real credit card numbers, merchants can use secure tokens generated by CyberSource. These tokens represent payment data and can be safely stored and reused without exposing sensitive information.
CyberSource also provides hosted payment solutions, such as secure payment pages and hosted fields, where card data is entered directly into CyberSource’s secure environment rather than the merchant’s system. This significantly reduces the PCI compliance scope for businesses.
In addition, CyberSource APIs use strong encryption protocols (HTTPS TLS) to protect data during transmission, ensuring that card information is never exposed in plain text.
The platform also offers fraud management tools, access controls, and audit logging, which help businesses maintain secure payment environments and meet PCI DSS monitoring requirements.
