Hi
What options exist to facilitate payments to banks or credit card companies? Are there programmatic APIs for banks that, say, perform the same actions as paypal might? I'm looking for libraries or options that aren't through an existing provider; that could be developed on their own.
Basically, lately I've become interested in ecommerce and I'm wondering how the communication between a website and a bank or credit card company is made.
I've looked around a bit, but I'm not really sure about the terminology in the field; any resources you could point me at, or good books about the subject would be awesome. Thanks!
