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Accept form testing



I have setup a Accept form hosted inside an IFrame. It works correctly when all the information entered is correct.


However I was trying to test it using the information in Testing guide


So I entered a card code as 901 - which is Does not match, and pressed on Pay. On this,  the form showed an error in red  "This transaction has been declined", however it did not say why the transaction was declined i.e. CCV code did not match ( is this for security reason)


So I changed the card code to 123 , and pressed Pay again , but this time it showed message as "A duplicate transaction has been submitted". So if user enters incorrect CCV , but then he would correct it and again press 'Pay' right ? Why does it say duplicate transaction ?