CIM Error: There is one or more missing or invalid required fields.

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We are trying to create a second payment profile without an address.

Here is the API:

{
  "createCustomerPaymentProfileRequest": {
      "merchantAuthentication": {
    "name": "API_LOGIN_ID",
    "transactionKey": "API_TRANSACTION_KEY"
  },
    "customerProfileId": "10000",
    "paymentProfile": {
      "billTo": {
        "firstName": "John",
        "lastName": "Doe",
        "address": "123 Main St.",
        "city": "Bellevue",
        "state": "WA",
        "zip": "98004",
        "country": "USA",
        "phoneNumber": "000-000-0000"
      },
      "payment": {
        "creditCard": {
          "cardNumber": "4111111111111111",
          "expirationDate": "2023-12"
        }
      },
      "defaultPaymentProfile": false
    },
    "validationMode": "liveMode"
  }
}

 

We tried deleting the "billTo" object but then we get the error that there is one or more missing or invalid required fields. However, we can add a payment profile from the dashboard with all these fields blank. How can we do this with the APIs as well?