Way to check Credit card validity

[asimneupane0089]

Is there any way to check credit card validity before creating payment profile in authorize.

I want to create profiles only if  provided credit card information is valid.

[ElaineM · Accepted solution]

Hi asimneupane0089, 

You can validate it using the validationMode, as documented in our API Reference Guide found at https://developer.authorize.net/api/reference/. 

validationMode

Indicates the processing mode for the request. If the customer profile contains no payment data, this field should not be sent.

String. Use testMode to perform a Luhn mod-10 check on the card number, without further validation. Use liveMode to submit a zero-dollar or one-cent transaction (depending on card type and processor support) to confirm the card number belongs to an active credit or debit account.

As described above, if you generate a liveMode transaction it will process a real transaction to verify the card number with the issuer. If this fails validation, no payment profile will be created. 

Please note, you may also need to include the cardCode value in your request for validation. The cardCode value is not stored in the payment profile for future use, however. 

Thank you,

Elaine

[Kurdol]

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[Tering]

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[cattymaloudy]

This would have been so useful back in the days when I tried to do surveys to obtain online currency for various games...<top>