I have accidentally stumbled across some suprising behavior regarding bank account transactions, and I'm wondering if this is expected. It isn't documented anywhere that I can tell.
Basically, I'm using AcceptJS to create a nonce for a checking account, and then executing a $1 authOnly transaction using the payment nonce (I'm using the java sdk).
I was expecting the auth only transaction to fail, but it succeeds and returns a transaction number. The transaction shows up in my sandbox as an unsettled transaction for $1. Transaction Type is Authorization Only, and Card Type is eCheck.
I have two questions:
- Is this known, supported behavior?
- What will happen to these auth only echeck transactions -- does it actually get included in the nacha file?
If this is supported behavior , we would actually find it useful.
