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User authentication failed due to invalid authentication values.

Dear Sir,

 
I'm a developer and i'm deploying Authorize.net ARB API to client website. When I'm going to transaction it shows the error "Response Text: User authentication failed due to invalid authentication values." What is this issue. I used my test account credentials so it's working fine but when i change the test credential to merchant API login and transaction key it shows the error. I have changed the URL : $host = "api.authorize.net"; $path = "/xml/v1/request.api"; but still shows the same error. 
 
Really Appreciate your quick response.
tiek
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