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best integration method for simple payment checkout?

Our website has a simple checkout form. We donot store credit card information so we just need a simple method to do the checkout using api. We have been using SIM method till now. The transaction result is posted back using the relay response url. 


Currently with our current integration method, the checkout form posts the data to and if an error is found then the error is returned and displayed in the relay response page. This needs a page reload. Our goal is to switch to ajax so that the request and response happens without reloading the page. We have noticed that many customers whose transaction was declined never return back to recheckout so we want to make the checkout process as efficient as possible. 



So, i would like to request some recommendations on a better method to implement the checkout using api. Does accept.js fulfill our needs? I appreciate any feedbacks! Thanks!

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