Can't fail

[dbr11]

I can't get a credit card to fail. I pre-populate the billing address/info, but when I write over it on the payment form to enter a failing zip code, the new info is ignored. All new info is ignored - name, address, etc.  The receipt page shows only the original info. What am I missing?

Thanks for any help.

This is my code requesting a token:

    $merchantAuthentication = new AnetAPI\MerchantAuthenticationType();
    $merchantAuthentication->setName($loginid);
    $merchantAuthentication->setTransactionKey($txkey);
    
    //create a transaction
    $transactionRequestType = new AnetAPI\TransactionRequestType();
    $transactionRequestType->setTransactionType("authCaptureTransaction"); 
    $transactionRequestType->setAmount($amount);      

    //Preparing customer information object
    $cust = new AnetAPI\CustomerAddressType();
    $cust->setFirstName($member->f_name);
    $cust->setLastName($member->l_name);
    $cust->setAddress($member->address1);
    $cust->setCity($member->city);
    $cust->setState($member->state);
    $cust->setCountry($member->country);
    $cust->setZip($member->zip);
    $cust->setPhoneNumber($member->phone);
    $cust->setEmail($member->email);  
    
    $transactionRequestType->setBillTo($cust);
    
    // Set the customer's identifying information   
    $customerData = new AnetAPI\CustomerDataType();
    $customerData->setType("individual");
    $customerData->setId($member->id);
    $customerData->setEmail($member->email);
    
    $transactionRequestType->setCustomer($customerData);
      
    //Preparing order information object
    $ord = new AnetAPI\OrderType();
    $ord->setDescription("Dues for: ".$yrs);
    $ord->setInvoiceNumber($refId); 
    
    $transactionRequestType->setOrder($ord);
   
    //Userfields:   userFields  name  value 
    $uf1 = new AnetAPI\UserFieldType();
    $uf1->setName('memberid');
    $uf1->setValue($member->id);
    
    $uf2 = new AnetAPI\UserFieldType();
    $uf2->setName('dues_yr');
    $uf2->setValue($yrs);
 
    $transactionRequestType->addToUserFields($uf1);
    $transactionRequestType->addToUserFields($uf2);
    
    // Set Hosted Form options     
    $setting1 = new AnetAPI\SettingType();
    $setting1->setSettingName("hostedPaymentButtonOptions");
    $setting1->setSettingValue("{\"text\": \"Pay Dues\"}");

    $setting2 = new AnetAPI\SettingType();
    $setting2->setSettingName("hostedPaymentOrderOptions");
    $setting2->setSettingValue("{\"show\": true}");

    $setting3 = new AnetAPI\SettingType();
    $setting3->setSettingName("hostedPaymentReturnOptions");    
    $setting3->setSettingValue("{\"url\": \"https://www.xxxx/members/dues.php?msg=payment\", \"cancelUrl\": \"https://www.xxxx/members/dues.php?refId=$refId\", \"showReceipt\": true}"); 

    $setting4 = new AnetAPI\SettingType();
    $setting4->setSettingName("hostedPaymentCustomerOptions");
    $setting4->setSettingValue("{\"showEmail\": true}");
    
    $setting5 = new AnetAPI\SettingType();
    $setting5->setSettingName("hostedPaymentPaymentOptions");
    $setting5->setSettingValue("{\"cardCodeRequired\": true}");
    $setting5->setSettingValue("{\"showCreditCard\": true}");
    $setting5->setSettingValue("{\"showBankAccount\": false}");
    
    // Build transaction request    
    $request = new AnetAPI\GetHostedPaymentPageRequest();
    $request->setMerchantAuthentication($merchantAuthentication);
    $request->setTransactionRequest($transactionRequestType);
    $request->setRefId($refId);

    $request->addToHostedPaymentSettings($setting1);
    $request->addToHostedPaymentSettings($setting2);
    $request->addToHostedPaymentSettings($setting3);
    $request->addToHostedPaymentSettings($setting4);
    $request->addToHostedPaymentSettings($setting5);
    
    //execute request
    $controller = new AnetController\GetHostedPaymentPageController($request);
    $response = $controller->executeWithApiResponse( \net\authorize\api\constants\ANetEnvironment::SANDBOX);}

[dbr11]

Just in case anyone else has this problem, it seems that setting this explicitly to true works:

    {
        "settingName": "hostedPaymentBillingAddressOptions",
        "settingValue": "{\"show\": true}"
    },

It was sort of discussed here: https://community.developer.authorize.net/t5/Integration-and-Testing/Accept-Hosted-Payment-Form-bill...

This thread was from Nov 2017 - and said that even tho the default was 'true', if not set then null was not considered 'true'.