The docs state that the card code is not stored in the CIM.
Does that mean that everytime I want to charge a customer and use the card code, I have to prompt them again?
I guess if you don't store it, I don't know how it ends up on future transactions at the same merchant.
TIA
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โ04-27-2016 08:50 AM
Need to contact your merchant bank about your fees.
โ04-27-2016 12:15 PM
OK, sorry about that, but I see in another area in the docs that I can prompt again for added security.
How does not using the card code impact the fees the merchant ends up paying? I thought using the card code reduced fees, or is that only AVS?
โ04-27-2016 08:56 AM
Need to contact your merchant bank about your fees.
โ04-27-2016 12:15 PM
As @RaynorC1emen7 pointed out, the real answer lies with the Merchant Service Provider. They generally calculate rates based on risk, and while you can take concrete steps to reduce risk, how they impact your rates is proprietory to the MSP.
That said, these are among the fields that may reduce rates for merchants:
There may be other considerations on top of these, which the MSP can explain.
โ04-29-2016 01:48 PM