Hi, An option of a payment page would be a great idea! For a retail business which uses a gateway due to the convenience of reporting etc., it is very annoying to need to login each time a customer wants to pay. If a merchant processes payments every 10-15 minutes, although they still have authorize.net open the page logs out due to inactivinty and they need to login again. This means they constantly need to login in. ANNOYING! As well, authorize.net does currently not properly support level II & level III processing. (Although you claim you do) Numerous merchants entered the data in the fields you advised and did not qualify for level II -level III rates. When they processed with a different gateway, they did. (IT"S A BIG PROBLEM!) The authorize.net community would appreicate action to the above mentiones matters. Thanks!