I have do live transction and getting following error on charge transction
<messages><resultCode>Error</resultCode><message><code>E00027</code>
<text>This transaction has been declined</text></message></messages>
<directResponse>2,2,207,This transaction has been declined............auth_capture
12-14-2011 10:09 PM
So what is your question? Why is it declined? The card issuing bank is declining the card for reasons only they know. But if the card is declined then the transaction is processing successfully.
12-15-2011 04:49 AM
Error code 207 says:
This error code applies only to merchants on FDC Omaha. The merchant account is closed.
12-15-2011 08:33 AM
Merchant account closed mean credit card has been closed?
12-18-2011 09:47 PM
I would assume so. Authorize.net's services sit on top of the merchant services - they aren't actually the merchant services themselves. Though their parent company can help supply that if you sign up through them.
12-19-2011 06:09 AM
If it create payment profile successfully then why it not charge the credit card and giving the error 'E00027/ response 207'
12-19-2011 09:57 PM
The contact and credit card info can be valid, and Authorize.net can create the profile, without the merchant actually allowing a charge to run through. As I said before, Authorize.net is like an interface layer that sits on top of the merchant account.
12-20-2011 07:46 AM