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eCheck transaction events

We are developing integration that can accept ACH payment method. 

 

Once a transaction is submitted, are there any webhook events that can notify that:

 

1. The ACH network has successfully charged the customer bank account OR

2. The ACH network has returned or charged back the transaction. 

 

If there is no webhook event, is there any API endpoint that could convey the above information using the Transaction Id. 

 

Thanks, 

Vinay

vinay
Member
3 REPLIES 3

Hello @vinay,

 

Yes, eCheck transactions have the same response format & behavior as credit cards, with minor eCheck related differences in the fields returned.

Webhooks related payments apply to eChecks. There are no webhooks that are specific to eChecks.

 

The sandbox has support for testing eChecks.

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NexusSoftware
Trusted Contributor

Thanks for your response @NexusSoftware 

 

But my question was more specific around getting notified if a ECheck payment has failed or succeeded since they are not processed in real time like credit cards. 

 

For instance, if the transaction gets 'returned' due to insufficient balance, how can we find that? Is there a webhook notification or  API that tells us that. 

Can someone confirm if the last question from the previous poster has an answer? I've been unable to find this information through other posts/provided information by Authorize.net/echeck.net:

For instance, if the transaction gets 'returned' due to insufficient balance, how can we find that? Is there a webhook notification or API that tells us that.

 
AScopePM22
Member